PayMe
Verified | 3.3 Rating |
About App
PayMe, a trusted digital lending app with 6 million users in India, offers hassle-free personal loans on your Android device. Get funds credited to your account within a day* by applying for a quick loan. PayMe collaborates with RBI-registered NBFCs and banks, providing quick cash loans for salaried and self-employed individuals What you get with the PayMe Loan app • Paperless process • Low processing fee • Affordable Interest Rates* • Loan Tenures: 3 to 24 months • Quick loan approval and Disbursal • Get Instant Personal Loans Online for up to ₹10 lakhs What is special about PayMe Personal Loan App? We aim to simplify the personal loan application process through our app, offering a range of features and benefits. All Purpose Personal Loan: Whether it's a car, home renovation, education fund, or unexpected emergencies, PayMe has you covered. Paperless Process: Enjoy a 100% paperless experience—no physical paperwork needed for your online loan application. Swift Approval: Get a loan approval within minutes from our associated and efficient NBFCs. Flexible Repayment: Choose between one-time repayment or manageable EMIs from 3 to 24 months. Transparent Terms: Experience transparency with no hidden costs for your instant personal loan. Collateral-Free Review: Secure an instant personal loan without requiring collateral security. CIBIL Score Check: Instantly check your CIBIL score for FREE using the PayMe app. Types of Personal Loan Offerings • Short-term Loan (One-time repayment): Obtain a fast personal loan of up to ₹50,000 with a one-time repayment in 90 days. • EMI Loan: Apply for instant personal loans up to ₹10 Lakhs, with flexible repayment over 3 to 24 months. • Empowerment Loan: Specifically for women, these personalized loans offer terms from 3 to 24 months, catering to individual needs. Why PayMe is trustworthy • Security: We ensure transparency, safety, and security by partnering with RBI-certified NBFCs and banks. • Enhanced Data Protection: We secure your information with measures like data encryption, secured servers, ISO 27001 certification, and more. Our Lending Partners • RULOANS FINANCIAL SERVICES PRIVATE LIMITED • Payme India Financial Services Private Limited • RichCredit Finance Private Limited • Avanti Finance Private Limited • Finkurve Financial Services Limited • Niyogin Fintech Limited Example for Bullet Loan (One-Time Repayment) For a Bullet Loan, borrow ₹10,000 with a 90-day tenure at a 0.077% daily. The one-time repayment, including fees and accumulated interest, is ₹10,936, with a Maximum Annual Percentage Rate (APR) of 115.03%.. Example of Term Loan For a Term Loan of ₹30,000 with a 90-day tenure and a 0.10% daily interest rate, the total cost amounts to ₹33,588, with a Maximum Annual Percentage Rate (APR) of 74.75%. How to apply for a personal loan via the PayMe app? • Install PayMe Loan App from the PlayStore and register with your mobile number or email. • Fill in essential details, and upload ID proof: Aadhaar/PAN card for KYC. • Get credit limit assigned. • E-sign the agreement and enroll to proceed for eNACH/eMandate. • Your loan amount will be instantly credited to your bank account upon completion. Any queries? For eligibility and documentation, visit ...
Developer info
3.3
5 total rating(s)
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