Pocketly – Your Go-To Personal Loan App for Instant Loans Example | Repayment Time | APR | Amounts | Lenders Processing fees of 0%-7.5%. GST extra as applicable. Interest rates starting from 2% to 3% per month. APR 30% to 132%. Choose from a payback period of 2 months to period upto 6 months and interest rates starting at 1% to 3% per month. The NBFC Partner behind Pocketly is Speel Finance Company Private Limited (CIN: U65920MH1995PTC090558). For example, if the personal instant loan amoun