Use the mPokket Loan App to get Instant Personal Loans of up to ₹50,000 in just a few minutes! mPokket is the best instant loan app for salaried professionals, self employed, merchants, contract workers and gig workers, and students with part time incomes. It is trusted by more than 3.5 crore Indians. Most secure Instant Loan App with 100% digital loan processing. So, if you are short of pocket money or you want to avail an urgent cash loan in case of an emergency or business or travel or for any other purpose, just login to mPokket app. ⭐️Key Features ✔ Instant personal loan of up to ₹50,000 ✔ Online cash transfer to bank account in 2 minutes ✔ Flexible repayment options; Repay in 1 to 12 Months ✔ Rewards for timely repayments ✔ Processing fee starting from ₹15 + 18% GST depending on the loan amount and category ✔ Interest rates between 2% to 4% per month with a maximum Annual Interest Rate (AIR) of 48% and maximum Annual Percentage Rate (APR) of 66.1% ✨Why choose mPokket? ✔ Trusted by more than 3.5 Crore happy customers ✔ One of the highest rated online personal loan apps (पर्सनल लोन एप्स) ✔Loans given by mPokket Financial Services, an RBI registered NBFC ✔ 100% digital process with minimum documentation and fast online verification ✔ mPokket offers a safe and reliable system with a strict user data policy ✔ Amount is transferred to your verified bank account only ✔ Best in class customer support 📝Example of a personal loan calculation when you borrow from mPokket Loan amount: ₹25,000 Tenure: 12 Months EMI Interest Rate: 24% Per annum Processing Fee: ₹1,250 GST on Processing Fee: ₹225 Disbursed Amount: ₹23,525 Total Interest: ₹3,368 Other fee including GST: ₹29 APR: 36.3% EMI: ₹2,364 Total loan repayable amount is ₹28,397 excluding any applicable payment gateway charges 🏆Eligibility Criteria ✔ Age 18 + ✔ Should be a resident of India ✔ Should have a minimum household income of Rs.3,00,000 per annum ✔ Should be a salaried professional with minimum salary of Rs.9,000 Or, should be a student with part time income Or, should be self employed / merchant / gig worker or contract worker 📑 Documents Required ✔ Aadhaar Card ✔ PAN Card ✔ For students with part time income, college ID card and bank statements ✔ For salaried professionals, last 3 months’ bank statement, salary slip/joining letter ✔ For self-employed, small business owners, merchants or gig workers, last 3 months’ bank statements, company or business details and business proofs such as Udyam Aadhar, GSTIN, FSSAI certificate etc. Loans are given out by our RBI registered NBFC, mPokket Financial Services Private Limited. We store and analyze the transactional SMSs present on the user's device to assess his/her credit worthiness. 👤Support 📧 Email: [email protected] 🌐 Website: www.mpokket.in 🏢 Address: PS Srijan Corporate Park, Tower 1, 1204, Sector V, Kolkata, WB 700091