DigiPay uses Aadhaar Enabled payment System (AEPS) platform for delivering online banking services securely across the nation. The application is user-friendly, convenient, easy and promotes a unique way of transacting through Aadhaar based authentications. The services offered by DigiPay app are: • Cash Withdrawal • Cash Deposit • Balance Enquiry • Mini Statement • DigiPay Passbook • Domestic Money Transfer The system is based on Aadhaar authentication of the user and eliminates the threat of any fraud and malicious activity. Aadhaar facilitates 'anytime, anywhere’ authentication to its beneficiaries. DigiPay delivers inter-operable banking services across the country. DigiPay mobile will enable easy delivery of banking/financial services in far flung and banking deprived areas of the country thus playing a vital role in making a cashless India.