Paisa reads the transaction alerts your bank already sends you over SMS and turns them into a clean, automatic record of where your money goes — without you typing a single entry. Everything happens on your phone. Paisa has no login, no cloud, and no servers. Your messages and financial data never leave your device. • Automatic tracking — new bank and UPI alerts become transactions the moment they arrive. • See your real balance across accounts, with credit cards and loans kept separate. • Smart self-transfer detection — money you move between your own accounts isn't counted as spending or income. • Merchant and category insights — your biggest spends and earnings each month. • Card-due and subscription reminders, generated locally. • Full transparency — tap any transaction to see exactly which SMS it came from. Built for Indian banks and UPI. Your money, from your messages.