WealthOS is a private wealth tracker for your phone. See what you are worth, where your money sits, and whether you are on track — without handing your finances to anyone. Everything in one place • Net worth, updated as you record changes • Asset allocation across cash, deposits, mutual funds, gold and more • Investment gain and return on what you actually put in • Fixed deposits with interest accrual and maturity reminders • SIPs with contribution history and a consistency figure • Loans, EMIs and outstanding balances • Goals funded from specific assets, so nothing is counted twice • Monthly snapshots that build a net-worth trend over time Built for Indian users Amounts in rupees with lakh and crore formatting, an April–March financial year, and support for PPF, EPF, NPS, SIPs and sovereign gold bonds. Private by default No account. No servers. No analytics. No ads. Your records stay in the app's private storage on your phone. Nothing is uploaded unless you choose to export it or switch on Google account backup. Yours to keep Export a complete backup as JSON, or your records as spreadsheets, at any time. Optional Google account backup restores everything if you reinstall or change phone. Locked down Protect the app with a PIN and your fingerprint, with auto-lock after a period of inactivity. WealthOS tracks and plans. It does not place trades, connect to your bank, or recommend investments. You record what you hold; the app does the arithmetic.